Modest and Minimalist

Old Money Accessories for Women: A Buyer’s Guide

When it comes to old money accessories, well… cheap just won’t cut it.

You can buy quality and affordable clothes from reputable brands, but accessible to everyone (like Mango, Banana Republic, and other affordable brands) or from boutique stores that sell brand items for half prices and achieve the old-money aesthetic. But when it comes to accessories, you still have to invest a little bit.

For example, if you want to achieve old money aesthetic, I will advise you to invest in one quality brand watch. Instead of buying 2 or 3 cheap ones, because that Amazon $50 gold watch that looks pretty, it’s still a $50 watch, you can’t fool anyone.

I recommend you to check Jomashop when you’re looking for some old-money accessories just because you can find discounted pieces for luxury brands and products that were worn before at lower prices.

Empower yourself with a classic and timeless look without breaking the bank. Explore this article for budget-friendly old money accessories and my personal suggestions on achieving the elegant old money aesthetic.

A little bit about me

To be honest, I like that Amazon watch and I like to create an inspired old-money style. So, for me, I won’t go too far, because I’m not old, and surely I’m not wealthy enough for a true old-money aesthetic lol.

I also try to be more minimalist with my fashion style, home, and lifestyle in general. So, investing in luxurious brands it’s definitely not something that will suit my lifestyle. What I like to do, is find the perfect balance between quality, comfort, and affordability. So I’m all about affordable brands with high-quality fabrics that will last, sales and discounts are my friends.

Keep reading:

  • If you are more like me or on a tight budget, then the next recommendations for an inspired old money aesthetic are for you.
  • In the case you want to achieve old money style and look luxurious but are still not ready to invest in big brands, keep reading, that’s also for you.
  • If you are rich indeed and you want old money outfit recommendations, this blog post is not for you. Check later, I’m planning on writing about old money luxurious brands.

With that being said, let’s jump into:

Old money accessories for women

1. Classic Watch

Old-money accesories Watches

What are the key points to consider when investing in a watch to achieve an old money aesthetic?

  • Rectangular case;
  • Black, shades of brown or gold strap;
  • Tiny number or without numbers.

This list includes affordable watches that will help you achieve the old money aesthetic.

But if you want to exude an air of timeless elegance and old money aesthetic, luxury brands like Cartier and Rolex are a great choice. You can even find pre-owned watches for half the price at trusted retailers like Jomashop or The Luxury Closet. However, keep in mind that investing in a luxury watch is still a significant decision that requires careful consideration.

2. Purses and bags

The wealthiest women may choose to purchase luxury brands such as Channel, Hermes, or Loro Piana. However, we aim to achieve the classic look with affordable old money accessories.

Consider choosing a leather bag confidently, as it adds a touch of sophistication to your outfit. The old money style always prefers leather, but you can find a wide variety of bags that fit this style without spending a lot of money. Don’t worry, you can find affordable options that will suit it.

Take a look at my personal favorite collection from Amazon, for some inspiration, and get an idea of the style you should look for.

Old money accessories affordable Amazon bags

The Tote Bag (numbers 1, 2 and 3 from photo above)

To build a perfect old money capsule wardrobe, it’s crucial to include a classic tote bag. This accessory is both practical and sophisticated, making it the perfect addition to your outfit.

So, girl, whenever you want to spoil yourself, I highly recommend checking out these beautiful tote bags. Investing in a high-quality one is totally worth it and will add some serious flair to your wardrobe! You’ll thank me later!

Mini bags (numbers 4, 5 and 6)

Mini bags are loved and so popular in almost any style. These small bags, often made from luxurious materials such as leather or silk, exude a sense of refinement and class and are perfect for adding a touch of vintage glamour to any outfit.

Despite their small size, old money mini bags are designed to be functional, with enough space to hold essentials such as keys, wallet, and phone.

They are a statement piece that showcases a person’s discerning taste and appreciation for the finer things in life.

Shoulder and Crossbody bags (7, 8 and 9)

Shoulders and crossbody bags (this is another cheap option from Amazon) are classic accessories for any style. For achieving the old money aesthetic, make sure you choose high-quality craftsmanship, even if you opt for affordable bags like the ones from the photo above from Amazon.

The shoulder bag style offers a graceful and polished look, while the crossbody design adds a touch of modernity and convenience. Both styles are versatile and can be paired with various outfits, making them perfect for any occasion, whether it’s a formal event or a casual outing.

Investing in old money bags is not only a fashion statement but also an investment in pieces that will stand the test of time and continue to exude luxury for generations to come.

The wealthiest ladys will usually pass their accessories from generation to generation. If you’re looking to invest in a luxury old money bag with longevity, consider checking out half-priced or pre-owned bags from Jomashop or The Luxury Closet.

3. Jewelry

Old money jewelry represents a timeless elegance and sophistication that has been passed down through generations. Each piece tells a story and holds a rich history that adds to its allure.

Old money accessories are usually made with the finest materials and exquisite craftsmanship, showcasing the wealth and status of the wearer.

Old money jewelry holds more significance than just its monetary value. It’s also about the sentimental value and the connection to family heritage.

Wearing old money jewelry allows one to continue the traditions and values of their ancestors, creating a sense of pride and connection to their roots. That’s why old money jewelry is often personalized.

I typically recommend affordable items and accessories, but when it comes to jewelry, I suggest investing in genuine pieces. I personally prefer to invest in gold and real gemstones because they are renowned for holding their value over time and can even appreciate in price.

The photo below shows my favorite jewelry pieces made using old money aesthetic. They are considered luxury items and definitely NOT affordable for everyone. However, they are a good investment as their value will not decrease over time. If you are interested in making such an investment, I have a few tips to share with you:

  1. Buy from stores that are selling pre-owned like Jomashop or The Luxury Closet;
  2. You can pool funds with your family to buy a high-value item together for another member. It will be worth it, so don’t worry.
Old money luxury jewelry




Pearl jewelry

For generations, pearls have been a symbol of wealth and status in old money jewelry, thanks to their timeless beauty.

A pearl necklace has long been considered a staple in the jewelry collection of affluent women. This timeless piece exudes sophistication and complements any attire, elevating its elegance to new heights.


Diamonds are often associated with luxury and elegance, and they are viewed as a tangible representation of a family’s wealth and heritage. Due to their rarity and unique characteristics, they are highly sought after by connoisseurs of fine jewelry, making them a great addition to any old money aesthetic.

Silver and Gold accessories

Silverware, gold cufflinks, or other precious metal accessories are often handed down through generations. The use of these precious metals in accessories such as necklaces, bracelets, and watches adds a touch of sophistication and cherish to any outfit. The durability and value of silver and gold ensure that these accessories will last for generations.

Quick tips: Wealthy women prefer one or two expensive and elegant-looking rings. For everyday wear, a simple gold ring with a beautiful stone is enough.

Achieve the same old money aesthetic with LESS with these old money affordable accessories:

Necklaces: PEARL NECKLACE / GOLD&PEARL NECKLACE / Gold&Diamond Necklace



Jomashop is an excellent online store that offers a wide range of accessories to suit anyone’s preferences, regardless of their budget. Whether you’re looking for affordable options or more luxurious items, Jomashop has something for everyone and every pocket. Most of the accessories I recommend are from them because they have also the best deals.

4. Silk scarves, Cashmere scarves and gloves

Silk scarves, Cashmere scarves, and gloves are old money accessories that exude tasteful style.

Silk scarves, known for their smooth and delicate texture, add a touch of glamour to any outfit. They are versatile and can be worn in various ways, whether draped around the neck or tied as a headscarf.

Cashmere scarves and gloves, on the other hand, offer unparalleled warmth and softness. Made from the fine fibers of cashmere goats, these accessories are incredibly soft to the touch and provide exceptional insulation during colder months

5. Monogrammed Items

Old money people have affluent backgrounds and they often have a deep appreciation for their heritage and hold their possessions in high regard. Therefore, personalized monogrammed jewelry serves as an elegant and refined addition to any ensemble, lending a sense of exclusivity and sophistication.

The personalized touch of having your initials or family crest engraved on a piece of jewelry adds a unique and certain charm that can’t be replicated. That make

6. Hair Accessories

When we think of old money accessories for hair, headbands come to mind. These grosgrain headbands are often adorned with classic embellishments such as bows, pearls, or crystals, and are a popular choice among women who prefer a timeless, elegant look.

If you’re looking for a cute way to keep your hair off your face during summer, you can use silk scarves to tie it back. And if you’re going for an old-money look, pearl clips and gold pins make great old money accessories!

As mentioned earlier, the goal of this article is to help you achieve an old money aesthetic without breaking the bank. To make it accessible to everyone, I’ll mostly be suggesting affordable old money accessories.

If you found this article helpful and would like to read more content like this or learn about authentic old money brands and outfits, feel free to leave a comment below and subscribe to my newsletter.

This post contains affiliate links. By using my links to shop I may receive a small commission (at no cost to you). I only recommend products I genuinely love. Thanks for supporting what I do 🙂


14 responses to “Old Money Accessories for Women: A Buyer’s Guide”

  1. Char Dion Avatar

    This concept of old money fashion is new to me. What is the characteristics of old money Style? Is there something in particular that when I look at an item on Amazon I’ll say “that’s an old money style”? I’m genuinely interested in this concept AND LOVING the watches you highlighted.

    1. Mirela Avatar

      Yes, they are some characteristics. First of all you should look for top fabrics (wool, cashmere in winter, silk and linen in summer), the logos has to be very discret, neutra colorsl or earth-tone and kind of minimalistic design. I have more info on this blog:

  2. Jasmine Avatar

    One of my favorite aesthetic styles, right next to vintage glamour 💜 great post and recommendations!

    1. Mirela Avatar

      Thank you so much! Make sure to check the others posts also 🩷

  3. Laurel Avatar

    I love the old money look. It’s so classy.

    1. Mirela Avatar

      Yes, and it’s so easy to achieve it if you follow some simple advice.

  4. wealthjourneycompass Avatar

    Great info, thanks for sharing.

    1. Mirela Avatar

      Thank you, you welcome!

  5. Pauline Avatar

    I’ve heard of the term old money but it wasn’t used in this positive context. I like the roundup of classic watches and purses you have here. Its my style and things like this never go out of style.

    1. Mirela Avatar

      Indeed, these pieces never go out of style. Thank you for your comment, really appreciate that.

  6. Sheenia Denae | Lifestyle Blogger Avatar

    I love a good headband… some great accessories on this list. Thanks for sharing!

    1. Mirela Avatar

      You welcome! 🙂

  7. Christy Avatar

    These all look great!

    1. Mirela Avatar

      Thank you! 😊

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